BloxTap Cookie Policy

1. WHAT ARE COOKIES?

Cookies are small text files that are stored on your device (computer, tablet, or mobile) when you visit a website. They help websites remember information about your visit, such as your preferences and actions, which can make your next visit easier and the site more useful to you.

This Cookie Policy explains how BloxTap ("BloxTap," "we," "us," or "our"), uses cookies and similar technologies on our website bloxtap.com (the "Site").

2. TYPES OF COOKIES WE USE

2.1 Essential Cookies

Purpose: These cookies are necessary for the basic functionality of our website and payment card information delivery.

What We Use:

• Session cookies: Keep you logged in during your visit
• Security cookies: Protect against cross-site request forgery and attacks
• Load balancing cookies: Distribute website traffic efficiently
• Form cookies: Remember your newsletter subscription preferences

Legal Basis: These cookies are essential for website operation and do not require consent.

Duration: Session cookies are deleted when you close your browser. Security cookies typically last 24 hours.

2.2 Cookies We Do NOT Currently Use

Analytics Cookies:

• We do not currently use Google Analytics or similar services
• We do not track user behavior across pages
• We do not collect usage statistics via cookies

Marketing/Advertising Cookies:

• We do not use advertising or retargeting cookies
• We do not track users for marketing purposes
• We do not share cookie data with advertisers

Social Media Cookies:

• We do not embed social media widgets
• We do not use social media tracking cookies
• We do not integrate with social platforms for tracking

Payment Tracking Cookies:

• We do not currently track payment preferences
• We do not use financial services cookies
• We do not integrate with payment networks via cookies

3. FUTURE COOKIE USE

3.1 Planned Analytics

As we develop our payment card services, we may implement:

• Website analytics to understand user preferences and card interest
• Performance monitoring to improve site speed and user experience
• Error tracking to fix technical issues
• Feature usage tracking to improve card functionality

3.2 Payment Service Cookies

When we launch our NFC payment cards, we may use cookies for:

• Payment preferences (preferred cryptocurrencies, transaction limits)
• Card management (remembering card settings and configurations)
• Security enhancements (fraud detection and prevention)
• Customer support (chat functionality and support history)

3.3 Enhanced Functionality

We may add cookies for:

• User interface preferences (language, theme settings, display options)
• Form completion assistance (remembering partial entries)
• Notification preferences (card alerts and payment confirmations)
• Merchant location services (finding compatible payment terminals)

3.4 Consent Requirement

Any new cookies that are not essential will:

• Require your explicit consent before implementation
• Be clearly explained in plain language
• Provide easy opt-out mechanisms
• Be documented in an updated Cookie Policy
• Allow granular control over different cookie types

4. THIRD-PARTY COOKIES

4.1 Current Third-Party Services

Email Service (Brevo):

• May set cookies for email signup forms and newsletter management
• Used only for newsletter subscription functionality
• Subject to Brevo's cookie policy and privacy practices

Website Hosting and Security:

• Hosting provider may set technical cookies for website delivery
• Security services may use cookies for fraud prevention
• Content delivery networks may set performance cookies

4.2 Future Third-Party Integration

When we launch payment services, we may integrate with:

• Payment networks (Visa, Mastercard) - may set compliance cookies
• Lightning Network services - may set transaction cookies
• Fraud prevention services - may set security cookies
• Customer support platforms - may set service cookies

4.3 Third-Party Cookie Control

We do not control third-party cookies set by:

• External websites you visit before or after ours
• Embedded content from other sites (if we add any in the future)
• Payment terminals or merchant systems
• Other financial services you may use

5. MANAGING YOUR COOKIE PREFERENCES

5.1 Browser Controls

All Major Browsers Allow You To:

• Block all cookies
• Block third-party cookies only
• Delete existing cookies
• Receive notifications before cookies are set
• Set cookies to be deleted when you close your browser
• Set different rules for different websites

Browser-Specific Instructions:

Chrome:

1. Click Settings → Privacy and security → Cookies and other site data
2. Choose your preferred cookie settings
3. Manage exceptions for specific sites

Firefox:

1. Click Options → Privacy & Security → Cookies and Site Data
2. Choose your preferred cookie settings
3. Manage exceptions and view stored cookies

Safari:

1. Click Preferences → Privacy → Cookies and website data
2. Choose your preferred cookie settings
3. Manage website data and exceptions

Edge:

1. Click Settings → Site permissions → Cookies and site data
2. Choose your preferred cookie settings
3. Manage site-specific permissions

5.2 Impact of Blocking Cookies

Essential Cookies:

• Blocking may prevent website functionality
• Newsletter signup may not work properly
• Security features may be reduced
• Session management may be impaired

Future Analytics Cookies:

• Blocking will not affect website functionality
• We will not be able to improve user experience based on usage data
• No negative impact on your use of our services

Future Payment Cookies:

• May affect payment card management features
• Could impact security and fraud prevention
• May require re-entering preferences repeatedly

5.3 Mobile Device Settings

iOS Devices: Settings → Safari → Block All Cookies Settings → Safari → Privacy & Security → Prevent Cross-Site Tracking

Android Devices: Browser app → Settings → Site settings → Cookies Chrome app → Settings → Site settings → Cookies

6. COOKIE RETENTION PERIODS

6.1 Session Cookies

• Duration: Until you close your browser
• Purpose: Maintain session state during your visit
• Deletion: Automatic when browser is closed

6.2 Persistent Cookies

• Security cookies: 24 hours maximum
• Future preference cookies: Up to 1 year (when implemented)
• Analytics cookies: Up to 2 years (if implemented with consent)
• Payment service cookies: Up to 2 years (when implemented with consent)

6.3 Automatic Cleanup

We implement automatic cookie cleanup:

• Regular review of cookie necessity and duration
• Automatic deletion of expired cookies
• Periodic cleanup of unnecessary stored data
• User-initiated deletion capabilities (when services launch)

7. INTERNATIONAL CONSIDERATIONS

7.1 GDPR Compliance (EU/UK)

For EU and UK visitors:

• Essential cookies do not require consent
• Non-essential cookies require explicit consent
• You have the right to withdraw consent at any time
• We provide clear information about all cookie uses
• Cookie consent is separate from other consents

7.2 CCPA Compliance (California)

For California residents:

• Cookies may constitute "personal information"
• You have rights regarding cookie-collected data
• We do not sell cookie data to third parties
• You can opt out of any future data sales
• Cookie data is included in privacy rights requests

7.3 Other Jurisdictions

We comply with applicable cookie and privacy laws in all jurisdictions where we operate, including:

• Canada (PIPEDA and provincial privacy laws)
• Australia (Privacy Act)
• Other countries with data protection regulations

7.4 Payment Network Requirements

When we launch payment services, cookies may be subject to:

• Payment Card Industry (PCI) standards
• Financial services regulations
• Anti-money laundering requirements
• Consumer protection laws

8. COOKIE NOTICE AND CONSENT

8.1 Current Implementation

Notice Method:

• Information provided in this Cookie Policy
• Reference in our Privacy Policy
• Footer links on every page
• Clear descriptions of cookie purposes

Consent for Essential Cookies:

• Implied consent through continued use
• Essential for website functionality
• Cannot be disabled without affecting functionality

8.2 Future Consent Mechanism

When we implement non-essential cookies, we will:

• Display a clear cookie consent banner on first visit
• Explain each type of cookie and its purpose
• Allow granular consent choices for different cookie categories
• Provide easy opt-out options for each cookie type
• Remember your preferences across visits
• Allow you to change your mind at any time

8.3 Consent Management

Future consent features will include:

• Cookie preference center accessible from all pages
• Granular controls for different cookie types
• Easy withdrawal of previously given consent
• Clear explanations of the impact of different choices
• Regular consent renewal for long-term cookies

8.4 Withdrawal of Consent

You can withdraw consent at any time by:

• Changing your browser settings to block cookies
• Contacting us at [email protected] to delete stored data
• Using future cookie preference centers (when available)
• Clearing your browser cookies manually

9. UPDATES TO THIS COOKIE POLICY

9.1 Policy Changes

We may update this Cookie Policy when we:

• Implement new types of cookies for payment services
• Change our cookie practices or technologies
• Update technical implementations
• Comply with new legal requirements
• Integrate with new third-party services

9.2 Notification of Changes

Material Changes:

• Email notification to newsletter subscribers
• Prominent website notice for at least 30 days
• Updated consent mechanisms (if applicable)
• Clear explanation of new cookie types

Minor Changes:

• Updated "Effective Date"
• Notice in our Privacy Policy
• Summary in next newsletter

9.3 Version History

This Cookie Policy will maintain a version history showing:

• Date of each update
• Summary of changes made
• Links to previous versions (when applicable)
• Reason for changes (new services, legal requirements, etc.)

10. CONTACT INFORMATION

10.1 Cookie Questions

For questions about our cookie practices:

• Data Protection Officer: [email protected]
• General Legal: [email protected]
• Subject Line: "Cookie Policy Inquiry"

10.2 Technical Issues

For technical problems related to cookies:

• Clear your browser cache and cookies
• Check your browser cookie settings
• Disable browser extensions that might interfere
• Contact us if problems persist

10.3 Complaints

EU/UK Residents: Contact your local data protection authority California Residents: Contact the California Attorney General Other Jurisdictions: Contact the relevant privacy regulator in your country

11. RELATED POLICIES

This Cookie Policy should be read alongside:

• Privacy Policy: How we collect and use your personal information
• Terms of Service: Terms governing your use of our website
• Future Payment Terms: When payment card services launch

All policies are available at: https://bloxtap.com

12. TECHNICAL INFORMATION

12.1 Cookie Identification

Essential Cookies Currently Used:

• PHPSESSID - Session management (expires when browser closes)
• csrf_token - Security protection (expires in 24 hours)
• lb_session - Load balancing (expires when browser closes)
• newsletter_prefs - Newsletter preferences (expires in 30 days)

Note: Specific cookie names may vary based on our technical implementation.

12.2 Local Storage and Similar Technologies

We may also use:

• Local Storage: For temporary data that doesn't need to be sent to servers
• Session Storage: For data that expires when you close the browser tab
• IndexedDB: For larger amounts of structured data (future payment features)
• Web Workers: For background processing (future card management)

These technologies are similar to cookies but are not sent to our servers automatically.

12.3 Future Payment Technology

When we launch NFC payment cards, we may use additional technologies:

• Service Workers: For offline payment functionality
• Push Notifications: For payment alerts and card status updates
• WebRTC: For secure communication with payment terminals
• WebAuthn: For enhanced security and authentication

13. EFFECTIVE DATE

This Cookie Policy is effective as of August 5, 2025 and supersedes all previous versions.

Version: 1.0
Last Updated: August 5, 2025